Home Buyer Loan Information - Real Estate for Buyers

The best benefit a home buyer can have, is to get loan pre-approved before they start looking for a home. In Santa Maria and Orcutt home sellers are getting multiple offers on their property. Home buyers that get have the loan approval during the offer stage will allow the seller to be more comfortable accepting it - and it may even prevent you from losing the home to another buyer. Getting loan pre-approved also allows a home buyer to know what price range they can realistically afford so they can narrow their home search to see homes on the market before they sell.

Want our mortage lender to get you pre-approved? Get extreemly competitive interest rates with low loan costs.

Pre-qualify For A Loan

To start the loan pre-qualification process, please complete and submit the form below. Items marked in red are important for helping pre-qualify you for a loan. After this information is received you will be contacted with a few more questions to complete your application.

About you:

Your name:

Your phone number:

ext.

Best time to reach you:

Your e-mail address:

Marital status:

If there is someone else applying with you, please enter their name below:

Their full name:

Your current address:

Street name:

City:

State:

Zip:

This loan is for a:

Your ownership status:

Address of the property you are buying, if you have decided:

Street name:

City:

State:

Zip:

This property will be a:

Estimate your loan

Purchase price of the property? (Do not include commas.)	dollars
How much do you want to borrow? (Do not include commas.)	dollars
Length of years for mortgage:	years
Annual interest rate:	%
Annual property tax (if known):	dollars
Annual property insurance (if known):	dollars

Employment and expenses

Your employment status:

Co-borrower's
employment status:

What is your occupation or type of business?

How many months have you been working for your current employer? (If self-employed, how long have you had your own business?)

months

What is your total monthly income? Please include the income of anyone applying with you.

dollars

Your current monthly housing costs. (Please include the housing costs of anyone applying with you.)

Rent:

First mortgage:

Second mortgage:

Taxes:

monthly

Homeowner's insurance:

monthly

Homeowner's dues:

monthly

How much do you pay each month on other debts such as car loans and credit cards? Please include the debts of anyone applying with you.

dollars

Additional information you think we should know:

By supplying your contact information, you may be contacted by phone or email our professional team.

Why pre-qualify for a loan before searching for a home? In Santa Maria and Orcutt it may give you a home buying advantage.

Why pre-qualify for a loan before searching for a home?
In Santa Maria and Orcutt it may give you a home buying advantage.